Truck insurance for owner-operators, made simple.
If you run one to five trucks, you do not have time for phone tag. Send your documents once and a licensed agent shops your coverage.
- Independent agency that works with multiple carriers
- Quote started from your phone in about five minutes
- Licensed in 15 states
Coverage for how you haul
Tell us how you operate and we will match coverage to it. Options vary by carrier and state.
Auto liability
Pays for injury and property damage you cause to others while hauling.
Physical damage
Repairs or replaces your tractor and trailer after a collision, fire, or theft.
Motor truck cargo
Protects the freight you haul if it is damaged or lost in transit.
Non-trucking liability
Liability coverage for when you are leased to a carrier but not under dispatch.
General liability
Covers business claims that happen away from the truck.
How it works
Do it from the cab, the truck stop, or your kitchen table.
Send your documents
Upload your CDL, current policy or declarations page, and truck details. Phone photos work.
Answer a few questions
Your USDOT number, what you haul, where you run, and how many trucks.
Compare your options
An agent reviews your file, goes to market, and calls you with your choices.
Questions owner-operators ask
Do not see yours? Call (801) 649-4700 and ask.
What documents do I need?
Usually your CDL, your current policy or declarations page, and a list of your trucks. Loss runs help if you have them. You can start without everything.
Do I need cargo insurance?
Many freight brokers and shippers require it. We will check what your loads and contracts call for.
Can I get coverage as a new authority?
Often yes, though options and pricing differ from established operators. Start a quote and we will tell you what is available.
Which states do you cover?
AL, AZ, CA, FL, GA, IN, MD, NC, NJ, NY, OH, SC, TX, UT, and VA. Ask us about other states.